Hi, I’m Kathy.

I thought by this age that I would be living the life of my dreams. Instead, I feel more behind than ever.

I am a 41-year-old single mom who lives with my parents and my three kids. I’m not sure I could write a more pathetic sentence.

Never in a million years did I expect to be living with my parents again.

But here we are.

Don’t get me wrong, I am grateful that I can live with my parents, but it is a huge hit to my self-esteem which I have yet to recover.

When my ex and I broke up, I was a stay-at-home mom. Technically, I still am. I love being able to be present for my kids and attend special events in their lives that happen during daytime hours.

However, becoming a single parent while being a stay-at-home mom is intense.

I have been out of the workforce for 10 years, I want to remain a large part of my children’s lives, and I do not want to sacrifice family time for a low-paying job. My priorities are my family.

Kids are only young once, and it’s for such a short amount of time, that I want to be there for it.

Selfish? Maybe.

My purpose for this blog is to document the process of how I began as a stay-at-home mom living with her parents to a successful mom, providing a great life for herself and her children, without sacrificing quality time with her kids.

A mighty task to be sure, but I know I can do it, and I want to show you how to do it too.

What Led Me Here?

Well, I’ve been dabbling in the ‘make money online’ niche for about a decade. But dabbling doesn’t get you anywhere, I have learned. I tend to go full tilt for a few months, then quit.

It’s been a not-so-fun journey.

It’s now or never.

This is my chance to make a living online or go back to a 9-5 job like I had in a previous life.

You see, I went to college and worked as a lab tech for 10 years before deciding to become a stay-at-home mom. I have zero interest in recertifying to become a lab tech again, but the option is there if I fail miserably at working from home.

Recently, I have taken a financial planning course to become informed about what it really means to be an adult financially.

This all started when my sister passed away, and I learned that I was co-executor of her estate. I had no idea what I was doing. Thankfully, my mom is the other co-executor, and she is super organized and has done most of the legwork. But she also did not know what the role of an executor fully entailed.

Truth be told, I don’t even have a will.

I am so lost when it comes to being a proper adult.

Not long after my sister’s death, my common-law spouse and father of our three children decided to end our relationship and move out.

At that point, I knew I needed to get my finances in order.

I had dabbled in budgeting over the years, but never really stuck to it. When times were tight, I would budget. When money was flowing, the budget went out the window.

Also, my ex and I were never on the same page when it came to saving or spending money. I wanted to spend less and save, and his philosophy was that he made the money so he could spend it however he wanted.

Surprised we broke up, eh?

Given that I finally had total control over my finances and did not know what the hell I should be doing, I decided to take a financial planning course so I could learn how to come up with a financial plan for my kids and my life.

I thought taking a course was a better plan than piecing together bits and pieces from what I learned from Google and YouTube.

And I was right.

I have learned a ton from my financial planning course. So much so that I want to teach you what I have learned so that you may come up with a plan for your financial future as well.

Exploring Personal Development

One thing about me is that I love personal development. I happened upon it pretty late in life (as seems to be the case with most things) but believe it is extremely important for success.

I listen to and read personal development books every single day. I believe our mindset and how we think about ourselves play a big role in our success. Also, taking action and persistence are right up there in importance.

Listening to and reading personal development books helps keep you motivated and in the right mindset to keep working towards your goals, even when you don’t feel like it.

Why Listen To My Advice?

I am by no means an expert. So take my advice with a grain of salt. I am, however, a determined mom who is dedicated to improving life for my family.

I am documenting my journey from rock bottom to climbing my way out. This includes not only financial recovery but also mental and physical well-being.

I hope that you learn from my mistakes and emulate my successes.

What You’ll Learn Here

My blog is a mixture of personal finance, development, and wellness.

Improving in any of these areas will make life better, I truly believe this.

I learned this later in life than I would have liked, so I want to share this information with as many people as possible so that it may improve your life.

Join The Journey

I invite you to sign up for my bi-weekly newsletter so that I can pass along valuable information I have learned, recommend helpful personal development books, and keep you updated on what I am currently doing to earn money and stay healthy while raising kids.

You can also find me on YouTube if you prefer to watch.

Thanks so much for reading this far. Here’s a pic of my cat, Buster, as a bonus:

“It does not matter how slowly you go as long as you do not stop.” – Confucius